Travel Insurance For Switzerland | Top Travel Insurance Providers | Insurance Quotes
Travel Insurance for Switzerland | Top Travel Insurance Providers | Insurance Quotes
What is Travel insurance?
Before understanding travel insurance Switzerland, top travel insurance providers, insurance quotes let us first look at the very meaning of word “insure”.
A quick dictionary run will tell you “to secure or protect someone against a possible contingency” and “ arrange for compensation in the event of damage to or loss of (property), or injury to or the death of (someone).
In simple words, an insurance is your ‘fall back plan’ if something possibly goes wrong.
Travel insurance covers almost all areas of your life but most conventional ones include life insurance, health insurance, medical insurance, professional liability insurance, non medical travel, business insurance and sports insurance etc.
Drafted on similar principles of life and health insurance, a travel insurance provide you security and protection during your travel.
During holidays, business or any other trips, You just want to relax, enjoy and happily complete your trip but unforeseen events, such as a lost baggage, theft, an injury, sickness or medical emergency can quickly ruin your trip. Travel insurance protects you against such events.
Comprehensive Travel Insurance Coverage:
Whatever your trip involves, a good comprehensive travel insurance covers most, if not all of following contingencies. (Note: Higher coverage, expensive policies):
End to end trip coverage (trip dealys/cancellation, baggage issues, theft or loss, missed flights etc.)
Medical coverage: sickness, injury, hospitalization, death, repatriation coverage etc.
Social elements: Civil unrest, war, natural disasters, emergency evacuation etc.
Travel insurance for Switzerland
As discussed, accidents and illnesses cannot be prevented when travelling to Switzerland or elsewhere. Medical situations cannot only spoil your trip, but they can also dig a deep hole in your wallet. This is where an international travel health insurance comes handy.
Travelers visiting Switzerland for business, holidays or any other reasons shall purchase Travel Insurance Switzerland to satisfy the health insurance requirements specified by Schengen visa requirements and Swiss Embassy.
A traveler should research for top travel insurance providers and do a travel insurance cost comparison. One shall compare insurance quotes and look through finer details.
- A travel insurance for Switzerland shall minimum cover at least 2 major areas which has been discussed above:
- End to end trip coverage (trip delays/cancellation, baggage issues, theft or loss, missed flights and so on).
- Medical coverage: sickness, injury, hospitalization, death, repatriation coverage etc.
- It may also have civil liability coverage (accidental hurt to someone or damage to a private property).
- An access to urgency hotline that can be contacted 24/7/365 just in case we need it.
Before buying a travel insurance for Switzerland, you should look into requirements specified by the consulate/embassy and Schengen visa requirement guide. You shall also research for top travel insurance providers and do a travel insurance cost comparison in detail. You can also request and compare insurance quotes from different providers before making a decision.
Swisscare, Allianz, Zurich Financial Services and Swiss Re are largest insurance companies in Switzerland and you may contact them if you wish to buy or expand an existing policy while you are already in Switzerland.
I hope this quick guide on travel insurance Switzerland, top travel insurance providers was helpful. In upcoming articles on travel insurance, I would highlight on insurance quotes and few other important aspects.